Platform Capabilities
A current breakdown of the enterprise demo modules, validated workflows, and remaining maturity backlog.
Policy lifecycle management from proposal through servicing, with demo data repaired so policy, premium, underwriting, claim, and document records are coherently linked.
Generate quotes, compare products, and submit proposals with automated premium calculations.
Automated policy document generation with unique numbering, terms, and conditions.
Process policy changes including beneficiary updates, sum assured modifications, and rider additions.
Automated renewal notices, grace period management, and renewal premium calculations.
Track policy maturity dates, calculate maturity benefits, and process settlements.
Automated lapse detection, reinstatement workflows, and paid-up value calculations.
Track cooling-off periods with automated refund processing if cancelled within window.
Calculate and allocate bonuses, manage dividend distribution, and track accumulations.
End-to-end claims workflow with automated assessment, multi-level approval, and real-time status tracking.
Register claims with supporting documentation, automated claim number generation, and initial validation.
Structured assessment process with configurable stages, checklists, and automated routing.
Dual-control approval process ensuring compliance with internal controls and audit requirements.
Calculate claim amounts, process payments, and generate settlement letters with full audit trail.
Upload, verify, and manage claim-related documents with version control and access logging.
Automated email and in-app notifications at each stage of the claims process.
Real-time claims dashboard with turnaround time metrics, pipeline visibility, and trend analysis.
Structured rejection workflow with reason codes, communication templates, and appeal processing.
Operational underwriting workbench with proposal, open queue, overdue, new business, unassigned, evidence review, and decision-stage visibility.
Six-factor automated risk scoring engine covering age, health, occupation, lifestyle, sum assured, and medical history.
Automated approve/refer/decline recommendations based on configurable risk thresholds.
Intelligent case routing to underwriters based on expertise, workload, and authority limits.
Track required medical examinations, lab results, and doctor reports with automated follow-ups.
Underwriter productivity reports, decision accuracy metrics, and turnaround time analysis.
Automatic assessment of reinsurance requirements based on sum assured and risk profile.
Multi-level approval chains based on sum assured tiers and risk classifications.
Monitor and redistribute cases to optimize underwriter utilization and reduce bottlenecks.
Comprehensive agency management covering agent lifecycle, commission structures, and distribution channel analytics.
Digital agent registration with document collection, licensing verification, and training tracking.
Flexible commission structures with tiered rates, overrides, clawbacks, and automated calculations.
Multi-level organizational structure with regions, branches, and reporting line management.
Individual and team production targets, performance dashboards, and incentive tracking.
Agent-specific document repository for contracts, certifications, and compliance documents.
Automated processes for renewals, follow-ups, birthdays, and policy anniversary notifications.
Agency manager views with team performance, pipeline visibility, and commission summaries.
Production reports, conversion rates, product mix analysis, and trend visualization.
Premium and finance operations with overdue tracking, premium evidence repair, API probes, commission surfaces, and reporting controls.
Track premium payments with multiple payment channels, automated receipting, and allocation.
Automated overdue detection, reminder notifications, and escalation workflows.
Calculate, approve, and disburse commissions with audit trail and tax deduction support.
Revenue reports, cash flow analysis, commission summaries, and management accounts.
Bank reconciliation tools, premium matching, and discrepancy identification.
View and manage premium payment schedules with frequency-based calculations.
Enterprise controls with role-based access, audit surfaces, document integrity checks, in-app bug tracking, and repeatable QA certification gates.
Complete activity logging for every user action with timestamps, IP addresses, and before/after values.
12+ predefined roles with granular permissions covering every module and operation.
Data retention policies, anonymization support, and privacy-by-design architecture.
HSTS, CSP, X-Frame-Options, and other security headers enforced at middleware level.
Secure session handling with Redis-backed storage, CSRF protection, and session fixation prevention.
Token-based API authentication with rate limiting, request validation, and response sanitization.
Use the live application and documentation hub to inspect the current product state, QA evidence, and backlog.
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